Julia and I each just received new credit cards in the mail from Bank of America, to replace the old ones. Problem: we never had old ones, even though their convincing letter claims we've been cardholders since 2003.
I called BofA to get an explanation, which was, of course, not forthcoming. In the end they decided that what I had received was probably a fraud -- but I'm not buying it. If it's a fraud, it's the most sophistocated and well-financed fraud of all time. In other words, I think BofA was trying to scam me into activating credit cards that have annual fees by hoping I was too addle-minded to realize I don't already have an account with them. Bastards.
Have they been doing this to anyone else, or is it just us?
Happened to me, too, with American Express but I found out why. Some department store cards have affiliated with Visa, MC or AE, so the renewal card you get has those logos. It could also be that you had a card you never used and when it was renewed you forgot you ever had it. As long as there's no annual charge for "membership," cut it up and worry no more.
The thing is, I'm not a person who owns a lot of credit cards. I think I've had 3 in my life, none of which have been store cards and none of which have been BofA. And that Julia and I have been members since 2003 is very coincidental and suspect.
You did get a Best Buy card around then.
Lies, all lies! Okay, that's true. Still doesn't explain Julia though. Rassa frassum...
Oh, burn. James nailed you!
Maybe the spider in the tv signed Julia up for one. . .
Also, BoA is buying up a lot of the banks that backed other credit cards and converting them over. Oddly enough, the bank that backed our SunTrust credit card (not SunTrust itself) was bought by BoA, so we briefly had SunTrust credit cards from Bank of America. SunTrust soon rectified that situation.
But to answer your broader question: yes, Bank of America is very evil.